Lyme Disease in New Jersey

My daughter had a small deer tick on her yesterday. My wife had to use tweezers to remove it. Living in New Jersey, this instantly made me think about Lyme disease.

The Number of Lyme Disease Cases in New Jersey

According to the Center for Disease Control and Prevention (CDC), there are about 3,000 confirmed cases of Lyme disease in New Jersey every year. Continue reading “Lyme Disease in New Jersey”

New York Red Bulls – A Great Family Event

283px-New_York_Red_Bulls_logo.svgThis weekend I’m planning to take my family to an MLS match between the New York Red Bulls and the New England Revolution. The Red Bulls (RBNY) are a good team. They’re currently 3rd in their division and on pace to make the playoffs for the seventh year in a row.

My girls are about 6 and 4 years old, and I’ve taken them to a RBNY game for the last 2 years. They are fun, and the kids enjoy them.

One of the greatest things about seeing the Red Bulls as a family is the cost. Continue reading “New York Red Bulls – A Great Family Event”

Coursera Class on Bitcoin and Cryptocurrency Technologies

Bitcoin and Crytocurrency TechnologiesIts official. I’m obsessed with Bitcoin.

I logged into Coursera looking for a computer programming course to take, saw the “Bitcoin and Cryptocurrency Technologies” class, and immediately signed up.

It looks like an interesting class. It’s taught by Arvind Narayanan, an assistant professor at Princeton University. It has a 5 star rating. Plus it’s free! Continue reading “Coursera Class on Bitcoin and Cryptocurrency Technologies”

Life Insurance Accounting – FAS 97 LP

This post discusses accounting for FAS 97 LP life insurance products. I previously covered FAS 60 policies on this blog. FAS 97 was created to address certain long duration products that were not covered under FAS 60.

life insurance acccountingAs stated in the FAS 60 discussion, life insurance accounting is different. It contains topics that are unique to the insurance industry. These topics are rarely taught in accounting classes and are not covered on the CPA exam.

My goal here is to summarize some of these topics and to make them relatively easy to understand for anyone with an accounting background. Continue reading “Life Insurance Accounting – FAS 97 LP”

The Second Bitcoin Halving 2016

July 9th, 2016 marks that day of the second bitcoin halving. Today was the day that bitcoin blocks were cut in half for the second time. This means that 75% of all bitcoins have been mined and less new bitcoins will enter the market than even before.

What does this mean for the price of bitcoin?

Econ 101 - demandsupplycurveEcon 101 teaches that supply and demand drive prices. As supply decreases and demand remains the same, prices increase. This is what I foresee for bitcoin in the short term (the next year).

In the long term, it’s possible (and I think likely) that demand will increase too. This will lead to additional price increases as the total number of bitcoin is capped at 21M. Continue reading “The Second Bitcoin Halving 2016”

Life Insurance Accounting – FAS 60

Today I’m writing about accounting for FAS 60 Short Duration and FAS 60 Long Duration products.

FAS 60Please note that if you’re not familiar with insurance accounting, it’s unique. It’s not taught in college and not included on the CPA exam.

There is a lot to know regarding FAS 60 products. The Statement of Financial Accounting Standards No. 60 is 89 pages long.

I’m not going into that much detail here. Instead I hope to provide a relatively, easy to understand overview. It may get a little technical, so be prepared to strap on your CPA hat for this one. Continue reading “Life Insurance Accounting – FAS 60”

Family Fun in Nags Head, North Carolina

My family has been vacationing in Nags Head, North Carolina at least once a year for the last 20 years. Below is my guide for fun family activities in Nags Head. This list includes the beach, the sound, bumper boats, mini golf, hang gliding, dolphins tours, pirate adventures and more.

Fun Activities in Nags Head

Go to the beach

Nags Head BeachThis is a no brainer in the Outer Banks. The beaches here at beautiful, not crowded and warm. Nags Head is less populated than other parts of the OBX, so there’s plenty of room to spread out on the beach. My family will often fly kites, play soccer or throw a football on the beach. That’s how much room there is.
Continue reading “Family Fun in Nags Head, North Carolina”